South East London
The property, located in South East London is mid-terrace, with a modest footprint of just over 90m2 over two floors. The terrace is quite consistent in character with brickwork details repeated along the frontages.
The house has a north-facing extension to the back which includes a kitchen, bathroom and glazed conservatory-style dining area. The bathroom and part of the kitchen wall is built of uninsulated breezeblock faced in brick, though this was originally thought to be an uninsulated cavity wall. The owners had replaced all single glazing with double-glazing and were about to install extra loft insulation on top of the existing 75mm.
At the time that the owners commissioned the study, they had already installed solar panels to both north and south-facing roofs taking advantage of a generous fixed feed-in tariff. Both orientations were performing well, with the north-facing panels delivering about 20% less energy than the south-facing panels.
Our recommendations ranged from small tweaks (insulate the loft hatch to ensure that heat wasn’t sucked up into the cold loft space) to the more substantial. The main task was to understand what specific value would be provided from external or internal wall insulation. Further, the owners had applied for the BUS grant to get a reduction towards a heat pump but had been refused based on the lack of insulation to the tiny rear bathroom extension and wanted to know if we could provide any specific advice going forward.
We modelled various combinations of insulation, noting various difficulties that insulation presented. For external insulation, it would be nearly impossible to preserve the existing detailing, and it would also create a very awkward junction where the mid-terrace elevation meets its neighbours. Internal insulation was also going to be very tricky—the rooms are not especially large, and any loss of internal space would be impactful. Internal insulation immediately raised the issues of any deep retrofit—not only increased cost but also having to move out for the duration of the works. Internal lining has to be carried through floor and ceiling joists, into window frames and behind skirting and cornicing and is really best carried out on an empty property undergoing deep retrofit. Though some larger properties can be sectioned off and the occupants can continue to live in the property, this is not to be taken on lightly.
With a very long payback in any case, we confirmed that if the owners could convince the grant providers that the rear bathroom presented only modest impact on the overall heat loss compared to the tidy mid-terrace envelope, then wall insulation would not be necessary to comfortably support a heat pump given that the windows were double-glazed and the loft insulation was being upgraded.
About a year on, the owner’s update is a happy story. Further investigation confirmed that the external bathroom wall is breeze-block with brick outer skin, thus the rigid rules of the BUS grant needn’t apply. During their pause, the grant amount was increased to £7,500, which paid for about half the cost of the whole heating system upgrade, including replacing and upsizing most of the radiators. The solar system was also upgraded with a 6 kw battery connected to the water tank. This is set on a timer so that battery top-up and water heating are done during the cheaper electricity band (at night).
The main part of the house is cozy, but the bathroom and kitchen to the rear are more exposed with larger areas of external wall. To boost these areas during the coldest days, small infrared heating panels were installed in the bath and kitchen, connected to the hive smart control. The smart controls mean that this supplementary heating is activated only when necessary, and indeed only a few times during this last winter. In the end they’ve sold electricity to the grid during summer months and are just about paying their bills during winter with the proceeds, making them net-zero or nearly net-zero….. despite the fact that they have no external insulation whatsoever.